I have an online backup – should that be enough?
No. You really want to have both local backup and hosted online backup. The simplest reason for this is that in the event of complete loss of your hard drive, it will take quite a while to download all the data back. It takes additional time to put all your data on external drive to send to you. Sometimes online companies can go bankrupt and you may lose access to all of your data. We work with multiple online backup companies and can assist you to make a good choice for your backup solution.